रिकवरी एजेंट के खिलाफ क्या सकते है ?
Agar recovery agent ne humse EMI ka payment le liya hai lekin lender ko pay nahi kiya, toh recovery agent ke khilaf hum kya legal action le sakte hain?
If a recovery agent collected your EMI payment, but did not remit it to the lender, he can be taken through several legal steps. First, you can lodge a complaint with the police on charges of fraud or misappropriation of funds. There is also the option of knocking on the doors of Consumer Forum under the Consumer Protection Act, 2019, for unfair trade practices. Complaint to the Reserve Bank of India, as they regulate recovery agents and can act against such malpractices. Put all the conversations on record and consult lawyers to look for a civil case against the recovery agent for breach of trust or fraud.
If the recovery agent has taken the EMI payment but is unable to return it to the lender, in that case several legal remedies are available. First and foremost, lodge a police complaint for fraud or misappropriation against the recovery agent. You may approach the Consumer Forum under the Consumer Protection Act, 2019, raising the plea of unfair trade practice. File a complaint with the RBI, which regulates recovery agents and can take action against errant agents, and also consult a lawyer to determine whether one can file a case against the agent in a civil court for breach of trust or fraud.
सर, यदि रिकवरी एजेंट ने आपकी EMI की राशि लेकर उसे लेंडर को नहीं दी, तो सबसे पहले लेंडर को सूचित करें और धोखाधड़ी के तहत पुलिस में शिकायत दर्ज कराएं। आप उपभोक्ता न्यायालय में भी मामला दर्ज कर सकते हैं और कानूनी नोटिस भेज सकते हैं। अधिक कानूनी सहायता के लिए हमारी हेल्पलाइन नंबर पर करें।
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