Can creditors visit my home for unpaid credit card dues?
I have not done payment of credit card for 2 months. Do they have right to visit the home address? They are harassing me
The credit card dealers have the right to recover outstanding dues but they will have to comply with the rules and regulations. They can contact you through electronic media but it should be with dignity. In case of evident harassment, they can be compelled to follow the RBI guidelines and shall be charged under provisions of IPC/BNS. They will have to contact you or visit your home in the reasonable hours ( 7 AM to 7 PM).
Sir, the credit card companies or debt collectors do not have the right to visit your home or harass you. If they do then you may consider filing a police complaint with the help o an expert lawyer who will assist you in protecting your rights. For further legal assistance contact us on our helpline number.
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