How can I resolve the false loan affecting my CIBIL?
I am the son of the late Chief Manager of a prominent bank. However, after his passing, a loan company named Aditya Birla Finance falsely assigned an anonymous loan to my name, making me a defaulter on my CIBIL report. This has been a source of great shame for me. I am a devoted follower of Lord Shiva and hold Him in great reverence. I kindly request your assistance in resolving this issue.
In order to get the false loan removed, first you should get your complete report from CIBIL to confirm the loan details. It's online dispute resolution portal should be used for the filing of a dispute through formal channels, which should include evidence that the loan is not yours. At the same time, send a written complaint with all relevant documentation such as identity proof and your late father's details to Aditya Birla Finance, along with any other evidences that could show that the loan was wrongly acquired. Take the matter to the Banking Ombudsman or Reserve Bank of India (RBI), if no agreement can be reached. You could also consider seeking legal advice for quick resolution of the matter.
Sir, to resolve the fraudulent loan issue you may file a dispute with CIBIL and Aditya Birla Finance by providing supporting evidence of the false loan. If the matter stills remain unresolved you can escalate the matter to the Reserve Bank of India (RBI) through their grievance system. It is advised to consult an expert lawyer who will assist you in filing a police complaint for fraud. For further legal assistance contact us on our helpline number.
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